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LOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS
[A CASE STUDY OF FIRST BANK PLC, OJO- ALABA BRANCH] -
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- Contributor: mr-chris
- engagements: 170
- Case No: 297448pw
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ABSRACT - [ Total Page(s): 1 ]This research work was undertaken to assess the Loan granting and its recovery problems on Commercial Banks. The research was intended to achieve the following objectives: To find out the several problems facing loan recovery, the effects of loan default on commercial banks and the measures that will be used in reducing the incidence of loan default. Relevant data were collected from both primary and secondary sources. Questionnaires were the main primary data collection instrument employed while data from various relevant publication constituted the sources of secondary data. Upon the analysi
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CHAPTER ONE - [ Total Page(s): 3 ]CHAPTER ONE 1.1 BACKGROUND OF THE STUDY: Virtually, every business has a credit relationship with a financial institution, especially banks. Some rely on periodic short term loans to finance temporary working capital needs. Others primarily use long-term loans to finance capital expenditure, new acquisitions or permanent increases in capital. Regardless of the type of loan, all credit request mandate a systematic analysis of the borrower‟s ability to repay as at when due. Commercial banks carry on ordinary banking business with the general public, changing cash for bank deposits and bank ... Continue Reading
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ABSRACT - [ Total Page(s): 1 ]This research work was undertaken to assess the Loan granting and its recovery problems on Commercial Banks. The research was intended to achieve the following objectives: To find out the several problems facing loan recovery, the effects of loan default on commercial banks and the measures that will be used in reducing the incidence of loan default. Relevant data were collected from both primary and secondary sources. Questionnaires were the main primary data collection instrument employed while data from various relevant publication constituted the sources of secondary data. Upon the analysi
... Continue Reading
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