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Examine The Impact Of Islamic Banking On Economic Prosperity
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1.3 Research Question
The research questions, which would guide this study Is as follows:
1. Does Islamic banking have a significant impact on economic prosperity?
1.4 Research Hypothesis
The hypothesis that will guide through this research are:
1. HO: Islamic banking has no significant impact on economic prosperity.
H1: Islamic banking has significant impact on economic prosperity.
1.5 Objectives of the Study
The main objective of this study is to empirically examine the impact of Islamic
banking on economic prosperity.
The specific objectives go as follow:
1. To examine the effect of Islamic banking on economic prosperity.
1.6 Significance of the Study
In trying to justify why the current study is important, it is vital to mention that researchers have found this area of study very important to the development of the socio-economic activities in developing countries and their contributions to economic prosperity in Nigeria. A study of this nature is equally very important because it is going to enlighten the government and public on the role Islamic banking is playing in the economy.
The relevance of the roles played by modern Islamic banking institutions cannot be overlooked. When the objectives of this study are achieved it will go a long way to create awareness about the existence of Islamic banking as well as correct the perceptions of the citizens that have unfounded reservations about the operations of Islamic banking.
The research may help entrepreneurs and managers understand the major role of Islamic banking institutions in financing small scale businesses as well as how to benefit from loans given to them by these institutions. It will also serve as a guide or reference to scholars and writers who need to know more about Islamic banks role in financing small scale businesses.
Most of the previous studies focused on bank credit in general and its impact on the economic growth, other focused on bank credit and its impact on economic fluctuations. This study is considered an addition to the literature related to the subject of credit in general.
1.7 Scope of the Study
Primary data will be used through the use of questionnaire method; this restriction is unavoidable because of non-availability of some data. The questionnaire will be distributed among Jaiz bank officials and some individuals regarding Islamic banking and how it leads to economic prosperity.
1.8 Organization of the Study
This study shall be divided into five chapters. The first chapter provides the background to the subject matter justifying the need for the study. Chapter two presents related literature concerning Islamic banking and economic growth, the empirical, conceptual and theoretical framework. Chapter three presents the research methodology, which includes sources of data, model specification, and estimation techniques etc. while data presentation, analysis and interpretation of regression result were made in chapter four. Concluding, comments in chapter five, reflects on summary, conclusion, recommendations and suggestion for further studies based on findings of the study.
CHAPTER ONE -- [Total Page(s) 3]
Page 3 of 3
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