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Effect Of Recent Recapitalization On The Development Of Banking Industry
[A case study of Guaranty trust banking plc]
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1.3 OBJECTIVES AND PURPOSE OF THE STUDY
The study is to examine the effects of the recent capital base for Nigeria banks. The purpose and objectives are:
1. To examine the historical and conceptual issue of banking sector recapitalization.
2. To discuss the rationale in the current banking sector recapitalization in Nigeria.
3. To enumerate the strategies adopted by the banks in the recent bank recapitalization.
4. To itermize the objective of the recent banking sector recapitalization.
5. To expatiate the policy framework for the recent recapitalization in the banking sector.
6. To discuss the challenges face by banks in the Lust concluded banking recapitalization in Nigeria.
1.4 SCOPE AND LIMITATION OF THE STUDY
The researcher intends to carryout research work on the effect of the recent bank recapitalization on banking industry using united banks for Africa Plc as a cases study.
However, the research work is limited to time, lack of recent and adequate material, unwillingness of the respondent and the case study to give adequate information.
Nevertheless effort will be made to ensure that the above limitation does not under the outcome of this research work.
1.5 SIGNIFICANCE OF THE STUDY
After completing this research work, the outcome will add to existing literature on the effects of bank recapitalization of banking industry.
More so, it will take the government of the need to soft pedilon its fiscal and monetary, policy and different economic programme which will have greater effects no the operating environment of these tank in the Longram.
Also, the research work will help to inform the public and numerous banking customers or what bank recapitalization is all about lastly, it will enrich the knowledge of researcher in the course of academic pursuit and will serve as a pool of resources to other research her who may want to benefit from it.
1.6 RESEARCH METHODOLOGY
Based on the effect of the recent recapitalization exercise on banking industry, the researcher will use both primary and secondary source of information, primary source will include data from the bank while secondary source include textbooks, financial reports and internet materials etc.
The instrument to be employed in collecting the primary source is majorly administration of questionnaire. Sampling population are the staff and customer of united Bank for Africa Plc.
Both descriptive and inferential statistics will be employed is analyze the data collected
1.7 STATEMENT OF HYPOTHESIS
The General hypothesis that will be tested in the course of this research is as follows:
Ho: Recent recapitalization of the bank will not have positive effects in Nigeria banking industry
Hi: Recent recapitalization of the bank will have positive effects in Nigeria banking industry.
1.8 DEFINITIONS OF TERMS AND CONCEPTS
Banks:
Banks are financial international that take deposits that are payable on demand which they use to make loans and invest in marketable securities and other financial assets and in the process create a multiple expansion of money supply for the system.
Acquisition: This is the purchasing of a controlling interest in one bank (the acquire) by an ther ban (acquired) is that the acquired consists indentity while the acquired ceases to east.
Consolidation is a sombiantion of Euro or more banks oon leas new bank in this form of merger all banks are legally dissolved and a new entity is created.
Prudential Guideline: These are the set of roles and regulation issued by the central of Nigeria and meant to ensure a safe and sound banking system.
Regulatory address: they are government establishment, the central bank of Nigeria and the Nigeria deposit insurance corporation changed with the supervision of the banks to insure that the conducting their business in the interest of the public.
Finally, chapter fine will discuss the summary conclusion and recommendation and relevance.
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